I'm looking to go to Philippines with my husband and son, with all the covid going on do I need to get travel insurance or not? he's had his jabs, just some clarification would be great thanks.
ALWAYS get travel insurance, hopefully nothing happens but hopefully is a wasted word if something does, yes, get travel insurance, its only a few quid compared to what you could be paying if something did go wrong.
Unless it's changed you must have travel insurance the policy must state a minimum of $35000 US dollars worth of cover for covid not general illness.
Yes as Mattecube states it is a fundamental requirement, you have to have insurance, now strictly speaking this does not include you if you still have Philippine citizenship but your husband and son will need it and why not just get a good insurance for yourself as well. This is my insurance through my bank, Nationwide provide £10,000,000 coverage for emergency medical cover, the arrow below states that covers COVID-19 as well I expect that most banks will provide the same if you have it included in your account.
Yes correct, but if the policy specifies that Covid is included in emergency medical coverage then almost all UK policies will be fine (as per my post above).
Make sure to read the details of your bank's insurance, it will almost certainly be fine but print out the conditions and make sure you get an actual document of insurance all banks provide this but make sure you get it because it will more than likely be asked for as proof.
Make sure that where you are traveling to within the Philippines fits in with HMGOV travel advice as policies maybe voided if you are in an area where they have stated "against all but essential travel or advise against all travel"see below updated 05.04.2022
Based on this map, it seems that the British Government is advising against travel to the Davao area, which I'm hoping to visit later this year.
The map The map and defined threat areas are based on a number of risk issues from a UKgov point of view. I would check with your travel insurance company your position should you travel into an orange or red area.
I think from the viewpoint of the Philippines they won't care if the insurance is actually valid they only care that the insurance box is ticked, for me it was not even checked at the KLM checkin desk and it was only looked at in a cursory fashion at the first checkpoint before the immigration desk. The document I carried made no reference to locations at all, obviously it matters to the individual that they have valid health cover but it's really just required for entry and some people might take the health risk.
My point was general in terms of traveling into red areas and Amber against UK gov (the risk on a number of issues) advice would the insurence company pay out. If I recall correctly we had a post on here a few years ago of a chap who had died in a motorcycle accident and his body could not be repatriated due to no insurance the same could apply if you are in a red area the insurance could null and void the cover resulting in no insurence. Hope your having a good break
You can get high risk insurance, for travelling in no-go areas, I was thinking of getting some a couple of years back when I was thinking of going back to Pakistan NWFP, it costs a fair old whack, but it's still cheap compared to the alternative.
Oh totally agree incredibly dangerous travelling to a location on the red list for the FCO. One thing over here now is a lot of places will ask to see your vaccine card or NHS pass, they don't all realise that the One Health Pass means you had to have proved vaccination and had an RT-PCR test.
Hello. I will be going home to the Philippines this coming June after almost 10 years. Will be via Cebu. It says on some websites that pcr tests are not needed anymore or is this just for domestic flights? If still needed can some please tell me of accredited pcr test centres here in London? And how do we calculate the 48hrs? Maraming salamat po sa tulong.
Thanks, I've not been on the forum much at all, the time here is going by too fast and still so many things to get done. Hope you and your wife are having a good time too.
Randox Health for PCR, get the test within 48 hours of your flight departure time, i.e. 1pm flight on a Sunday then get your test after 1pm on Friday but don't wait too long as the results can take 24 hours that is for PCR only. Philippines also accepts Antigen i.e. lateral flow test processed at a laboratory but this must be within 24 hours of your flight and that puts pressure on getting the result back in time. I've not checked the very latest rules but I would not expect them to have changed from the start of May when I got my PCR test, also remember to check the transit rules of any other country you are traveling via.
