He said after living in the Philippines for 30 years and 11 in Boracay most Recently that for him it’s the place to be. BUT You better take out health insurance .. he has mates who were charged £20,000 to fix blood clots in legs and they didn’t bother and didn’t last that long after. They accepted their fate. many others are there without visas and take their chances also. But for him the pros outweigh the cons he said. I have to say the embassy mob ain’t that helpful lol - what happened to it’s more fun in the Philippines.