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sending bank card from UK to filis

Discussion in 'Money Matters' started by bigmac, Nov 22, 2014.

  1. bigmac
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    bigmac Well-Known Member Trusted Member

    my partner has a bank a/c here in the UK---Lloyds---i am a joint a/c holder--my address here is the registered address.

    the bank recently issued her a new debit card---sent to my address.---which i sent on to her in the filis.
    it hasnt arrived--3 weeks later.

    the bank will cancel it--and issue another--to my address here.

    how can i send it to her---with a reasonable chance of it getting there ?
  2. Timmers
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    Timmers Well-Known Member Trusted Member

    DHL, the package should get there in three days. You can track it online too.
  3. Timmers
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    Timmers Well-Known Member Trusted Member

    We have often discussed the best way to guarantee your package gets to the Philippines and we have agreed that DHL is the best way. You can pop in to your local DHL office or they will come and collect the package, go online to find all the details. You can opt for the package to be picked up at your loved ones nearest DHL office which some have opted for here at BF or have it delivered directly to her home.

    Its a little pricy to using DHL but the bank card will get there.
    • Agree Agree x 1
  4. Anon04576
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    Anon04576 Well-Known Member

    To ensure the 3 days Trimmers is talking about get it sent to a DHL hub in one of the malls if you can. I've sent packages to the wife via DHL and they take 3 days to get to the sorting centre in Mactan airport. It usually then takes another 3 days to get to the wife's address and that's just 4 miles from Mactan airport with lots of phone calls in between. PI really does need a proper postal addressing system. Oh it'll cost about £35 for a DHL envelope style to be delivered
  5. Timmers
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    Timmers Well-Known Member Trusted Member

    If I was sending a new UK bank card to the Phils I would be tempted to first put the new card into a ATM here and change the pin to one of the loved ones choice as this service may not be available in the Phils. Another thing to remember is that it is always good to log into your online banking account and inform the bank that the card is being used in the Philippines, I got caught out in the UAE when NatWest declined my card at a ATM fearing it was being used fraudulently.
    • Informative Informative x 1
  6. Maharg
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    Maharg Well-Known Member Trusted Member

    Good point Timmers. I had my credit card stopped after using it in The Philippines and had to clear with the bank that it was me using it.
  7. Timmers
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    Timmers Well-Known Member Trusted Member

    Barclaycard were blocking my card regularly when I used to travel all the time, to the extent where I kept their unblocking service telephone number in my mobile so I could call to unblock it. For some reason now, it is not necessary to inform Barclaycard when traveling.

    Its really embarrassing having your card declined when there is a queue behind you at an outlet, better to always have two credit cards when traveling, a Visa and a MasterCard.
    • Agree Agree x 1
  8. Dave_E
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    Dave_E Well-Known Member Trusted Member

    Citibank have blocked my card several times this year, and it is a real pain in the ass, so much so that I now send them a message through their website telling them which country I am visiting.

    There is no logic behind it, I have found my card to be blocked when I use the very same Citibank ATM's that I have used countless times before over the years.

    I feel they are playing games with me.
  9. Timmers
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    Timmers Well-Known Member Trusted Member

    It is a pain, to the extent it makes you frightened to use your credit card for fear of it being declined, I could never understand it especially when they know you travel. You could understand it if they declined it when buying a 60" TV or something from a Cambodian supermarket or similar, but its annoying when it is a hotel, restaurant and at the airport, all travel related purchases.
  10. Dave_E
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    Dave_E Well-Known Member Trusted Member

    Well I use cash for all purchases, apart from when I am shopping online.

    Don't like the modern trend where people seem to have lost the mental ability to pay with cash, and prefer to spend ages fiddling around with a plastic card to pay for a £4.32 bill.

    Cash is King, and I like counting it :cool:
  11. Timmers
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    Timmers Well-Known Member Trusted Member

    I always have at least £200 in my wallet, cash is best I agree. I like counting it too but it can lead to disappointment for example if you are in the US where all the notes are the same size, you think you have a lot of money in your wallet and they are mostly one dollar bills :(

    What I don't like is smelly money, I'm sure you know what I mean, sweet and sweaty money usual when you're in a third world country, makes your wallet stink.
  12. walesrob
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    walesrob Administrator Staff Member

    Another idea for sending plastic over to the Philippines is pre-paid cards. These are basically a Visa or Mastercard that you pre-load with money.

    The reason I suggest this is because you have complete control over spending (load only what is needed and theres no money left, it cant be used), the cards can be reloaded instantly, and most pre-paid cards don't have stringent security checks unlike regular credit cards, plus if the card is lost or stolen, you can have it blocked and the balance transferred to a new card. However, I'm not sure what the charges for using in the Philippines.

    Examples are Pockit, Neteller, MyTravelCash, FairFX, Tuxedo, etc.
    • Like Like x 1
  13. Timmers
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    Timmers Well-Known Member Trusted Member

    I like your statement "complete control over spending" very important :)
  14. Markham
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    Markham Guest

    You'll need to check with the courier company as an activated debit/credit card can be consdidered to be equivalent to cash and will not be accepted (for security and counter money-laundering reasons). LBC, for example, will not accept such cards and they use DHL internationally.
  15. oss
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    oss Somewhere Staff Member

    Last edited: Nov 24, 2014
  16. Timmers
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    Timmers Well-Known Member Trusted Member

    Its a good point Mark, on the three occasions when I sent visa related documents to the Philippines they did inspect and ask about the contents.

    I have had a Barclaycard sent to me in Brazil by Barclays Bank (regular post) when I had mine nicked, NatWest (the bank that likes to say no) wouldn't send me a replacement bank card to Brazil and two other countries where I parted company with my wallet, said I had to apply when I got back to the UK.
  17. Dave_E
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    Dave_E Well-Known Member Trusted Member

    I was once pickpocketed by a ladyboy when staggering home drunk in Bangkok one night.

    Amex were amazing, I visited their Bangkok office the next morning and they issued a replacement card immediately, took about ten minutes.
  18. Timmers
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    Timmers Well-Known Member Trusted Member

    Two out of the three times I had my wallet nicked has involved drink :)

    AMEX are renowned for replacing your card promptly although I never liked the card because no one accepts it off the beaten track, just like the Diners card. Both good for airlines and major hotels though.
  19. bigmac
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    bigmac Well-Known Member Trusted Member

    so--to send a replacement debit card out there--is going to cost me £37 for a DHL small size box ? any other way--a bit cheaper ?
  20. Timmers
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    Timmers Well-Known Member Trusted Member

    I wouldn't do cheap if I was you bigmac, do certainty of the loved one getting her card and bite the bullet on the cost. Whatever you pack the card in it will still go into a DHL wallet for transportation, safe and sound.

    She will have to pay you in kind when she gets back :D
    Last edited: Nov 24, 2014

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