any recommendations ? seniors please--i'm 67 with pre-existing med conditions. looking to travel in september. one quote was dearer than the flight !
Compare.com and Travel Supermarket give you a wide choice of insurance policies, if you have a pre existing condition then you will pay a premium, probably not much though, depends on the condition.
NatWest offer insurance too but only basic, its worth inquiring, the main thing is that bigmac gets covered for his condition.
The "free" insurance is only applicable on a chargeable account like the platinum account. I'm talking specifically about Lloyd's here
i have a lloyds currnet a'c--with my fiancee--pay a monthly fee--i'll ask them also--several a/cs with nationwide--but looks like european only.
i have several nationwide building society a/cs--but i thought their travel insurance was europe only--wrong. ive been offered worldwide--annual--multi-trip---including philippines-----with my medical preconditions declared--£148.--this includes 42 days in the filis. cant argue with that !
Travel insurance covers you for losing your camera(*), missing your flight(*) or having a minor accident(*), not for routine medical treatment. As mentioned in another thread I now pay £3,000 per year for my worldwide fully comp medical insurance, so £148 sounds like a bargain, but will not cover routine medical. (*) Many exclusions, apply.
Yeah in theory it covers your camera and other personal electronics, but in practice I doubt they would cover my camera kit most of my actual valuable single items like lenses are over the policy limits usually, I only get travel insurance for the medical emergency cover these days. My preferred insurer is LV, when it comes to insurance price is not the driving factor but knowing that the company is actually likely to pay out when it comes to a claim is far more important.
