UK State Pension

You could have kept every payslip you ever received

I have payslips from way way long ago back in 1976

I made a mistake in that post and put a double negative in as I changed my mind on the phrasing as I was typing it, I meant "I suspect the Phils will be an even less attractive place financially by then"

I don't have all of them but I have some from way way back, I am a hoarder I hate throwing stuff out.

I'm 5 years younger than you Jim I can't get state pension till 2025, I found a set of tables that explained the changes but I would have thought you would still have been able to qualify at 65 so I still don't fully understand the rule changes.

Here's the table https://www.gov.uk/government/uploads/system/uploads/attachment_data/file/310231/spa-timetable.pdf

Born after 6th October 1954 and yer doomed

66 is when you can claim state pension.

Also if you are born after 6th of March 1961 then you can't claim till you are 67.

Sorry Jim I phrased that badly your numbers are correct.

I should have written it as "Born after 6th October 1954 and yer doomed 66 is when you can claim state pension.", that was supposed to be all one sentence, I was born after 1954 so I can only retire at 66.

And lastly if you are born after 6 April 1978 then you have to wait till you are 68 to claim state pension.

All of which presupposes that they don't change it again.

Four grands worth of 'unlucky' in today's money compared to you mate but you still had the rules changed on you as well and are four grand worse off than you should have been according to what you could have expected as a young man.