Western Union are offering a fee free transfer from Australia to the Philippines at the moment, from memory I think it runs until the 21st Dec. it is in lite of the recent typhoon Pablo that caused so much misery last week, I'm sure it will apply to the rest of the world also, so if anybody is sending some money to the family at christmas check it out..... I will be following my transfer to the Philippines tomorrow and will be there for a month..... feeling so happy....:vhappy:
Just checked and this offer is available in the UK too: http://www.westernunion.co.uk/sites/gb/campaigns/typhoon-bopha-support.page. Not only zero fees, but also a perfect interbank rate, as listed by Citibank. Does not get better than that.