If you cannot make use of Western Union's no-fees bank transfer then World Remit has 50% off... Send money to friends and family in the Philippines and claim 50% off transfer fees. Simply enter the promo code MT4SP14 on the payment page and click on the ‘Apply’ button to get the discount. This offer is valid until September 23rd at 11pm GMT (Greenwich Mean Time). Best regards, WorldRemit Customer Service