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Financial Requirement for Visa Application

Discussion in 'UK Visa and Immigration Help' started by dennie, Apr 11, 2011.

  1. dennie
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    dennie Member

    Hiya people!

    I am currently heart broken due to the fact that financial status is an IMPORTANT thing in lodging once application for visa in EU countries. This morning, I was speaking to my boyfriend and he is not really in the good mood. He had confessed to me that he wants me to be with him so bad that the only reason we cannot pursue on sending the application because he doesnt have good saving status yet. He has two jobs now and is currently working on making a good bank status.

    My friends, can you help us determine the satisfiable amount of money that should be in his bank? We are thinking on saving 2000 pounds in his bank plus adding the cost of the plane ticket. Payment for the visa application would be separated with the savings.

    Do I also need a good savings account status as well? If yes should it be ok to have in Peso or in Dollar?

    Your help would really matter. Thank you!
  2. KeithAngel
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    KeithAngel 2063 Lifetime Member

    Well if hes got 2000 in his bank id buy the plane ticket after the sucsessful application

    You dont need to have savings if you had they would count as part of your joint financial situation Dennie:)
    Last edited: Apr 11, 2011
  3. Kuya
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    Kuya The Geeky One Staff Member

    I thought savings mattered?

    :erm: Like up to and above £2,000.00
  4. KeithAngel
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    KeithAngel 2063 Lifetime Member

    yes kuya but once you have a £2000 balance if you apply for the visa the after aprooval buy the air ticket its a bit quicker and if dennie has savings fine if not no point transfering from the uk:like:
  5. guenther
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    guenther Member

    Seems to get stricter and stricter in Europe (oops, sorry, UK)
    before it was enough just to have a regular and steady employment, i mean, how in hell can one save 2000 quid in our days. Thats the average minus, isn't it ?

    Well, i had to prove the same to get my ex wife (at that time of course wife) back to Germany. They said 11.300 Euro are not enough !!! And i ran around like crazy to borrow that from good friends just to show off !
    the fact that i was married for 12 years did not seem to matter ! had to fly over and register just to get my constitutional right of "family renunion" granted. Sick system. As if EVERY foreign bride lands right away in prostitution or gets otherwise abused.
    Honestly, how many are really affected ? And wouldn't other control mechanism be effective enough? Like in Germany where thousands of former customs and Border Police guys run around (after being useless in the borderless nation, but unfireable) and knock on citizens doors to check if the bride really lives there or not. That is already enough control.
    Well, all that crap is the reason why i moved to the Philippines, at least here i got real freedom without 'Big brother" watching e and tell me how to live or not.
    (Sorry for the bitch, but sometimes i get really angry about this )
  6. dennie
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    dennie Member

    Thanks for answering my query! :)

    Sir Keith, so 2000 pounds is enough to show off for the CEO? Did you mean, I dont need to have a good saving status here in my country which we plan to attach as one of the proofs in the application for visa? LOL I am so confused now! LMAO :)

    Are there any other ways on how to ensure that the CEO would be satisfied with the financial status of the applicant so that the visa would be granted?
  7. dennie
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    dennie Member

    Sir Keith, would you elaborate this line you had stated :) hahahaha I am getting confused again. Here is what you said..... if dennie has savings fine if not no point transfering from the uk We plan to stay together in UK as husbands and wives soon but we are also open with relocating to my coutry as soon as we know we are able too. :)
  8. dennie
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    dennie Member

    Hi gunther! I am with sympathy to your concern as well. As many of my friends and my boyfriend's friends in UK was shocked to know that FINANCIAL SUPPORT IS THE MOST IMPORTANT factor that would dictate whether you will have the visa granted or not. The CEO would not mind how long have you guys waited plus all the hurdles that the couple had to overcome during the years. To them what matters is that when your wife / husband who is applying to enter to UK would never ever be a PEST to there government. Sad but true. :erm:
  9. Aromulus
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    Aromulus The Don Staff Member

    Keith is right in stating that after a successful application, one can use some of the savings to purchase a one way ticket :):like:

    As long as the money is present in the bank for verification during the process, after the visa has been granted, it doesn't matter anymore how much money is there....

    Personally I think that even if there is slightly less than £2000, the ECO may have a good opinion on the case, if all the supporting documents, especially proofs of visits with plenty of receipts, and photos,are well in order.;)
  10. Aromulus
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    Aromulus The Don Staff Member

    Guenther, according to your post, you make it seem that the Stasi moved west......:erm:

    You may be disappointed in knowing, that checks, have always been carried out in that manner.

    As a Scheisse gastarbeiter aus Italien, I went through the motions every 12 months, during nearly 6 years of life in good "ole" Deutschland.....:frust:
    In the end I was so fed up with everything that I abandoned my WV kaefer at Stuttgart railway station car park, and left for a well deserved holiday in Britain, before returning to Italy.:wave:
    Why I am still in Britain after 36 and 1/2 years is matter for a future thread to explain......:D
  11. dennie
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    dennie Member

    Wow, well then its ok to use some of the savings after the application has been granted! Yahoo!! :grouphug: Anyway does it matter if he visited me once only??? Since we think it is better to save the money to be spent on traveling :) We got tons of proofs already from the day we have met online through a dating site up to the point that we have seen each other personally and still counting!

    Any idea? :)
  12. Aromulus
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    Aromulus The Don Staff Member

    I am not sure what to say....:erm:

    Some people have had their applications approved after only 1 visit, some others haven't, but have succeeded on appeal...;)

    Personally I would recommend at least 1 more visit, to make sure that the ECO sees this as a genuine relationship in full bloom....:lovey:
  13. KeithAngel
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    KeithAngel 2063 Lifetime Member

    Its a fiance visit Dennie right?

    On the savings great if you have some it will add to your boyfriends support details if not he just needs to show 6 positive bank statements and his savings

    No idea about the 1 visit how long was it for?
    Last edited: Apr 11, 2011
  14. dennie
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    dennie Member

    Yay! :oops: Another cost in line! LMAO :)
  15. dennie
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    dennie Member

    Sir Keith, 6 positive bank statements of his SAVINGS? Is this what you mean :) and it should show that at every month's ending balance the amount of 2k pounds? Should it be ok to show a bank statement that you are building your savings for the application?

    For example, the first month it has 500 pounds, then 2nd month it has 800 pounds, then on your 3rd month 1k pounds, until to the last month (6th month) that you will see the entire 2k pounds as savings :)

    Good bank statement should not show any overdrafts? :erm:

    The first visit lasted for 20 days. :)
    Last edited: Apr 12, 2011
  16. Micawber
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    Micawber Renowned Lifetime Member

    Just wanted to add my 2 pence worth concerning financial standing for visa applications

    It is a bit of a myth that you absolutely must have savings. Maintenance (sufficient funding) can be proven by reference to both savings and/or regular income.

    Your bank statements will normally show your income and your outgoing expenditure.
    ECO's are not accountants but, if you are generally living within your means and can afford the cost of another adult consumer joining the household, this should be immediately obvious.

    Only those people earning very low sums that leave them with a discretionary income close or equal to the equivalent of means-tested benefit might feel the need to make a budget plan to signpost how they can afford another person in the house.

    Work out your weekly pay, deduct your non-discretionary spending (housing costs etc). If you have at least £106 per couple (over 18 yrs) and £62 for each dependant child (if applicable) left, then you'll be OK

    If you feel the need to provide a breakdown, best to keep it as simple as possible.
  17. dennie
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    dennie Member

    Wow Sir Micaweber! That was absolutely helpful! We will take note of this and make one as part of the documents to be presented :)
  18. florgeW
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    florgeW Lady Mod Senior Member

    dennie, i personally think that another visit would be best since, as what Dom said, it would "solidify" the relationship.. on his second visit, you may want to submit your application by then... what's the rush anyway? true love can wait eh?

    also, this will buy you and paul time to save more for financial proof.. also, paul would have to prove that there's movement in this account.. and not just because money was put there as "show money"... he can borrow money if he wants and put it in an ISA account and submit that as well.. this would seem that Paul is indeed a saver and has other sources of money, and not just his savings/current account..

    we didn't submit a breakdown but hubby provided the bank account where his utility debits were shown.. so the ECO can "guesstimate" how much additional spending he will incur when I arrive.. this will lead him/her (ECO) to think that hubby can take care of me without recourse to public funds.. that's the bit that you need to prove that's why you have to consider savings... also, the ECO will take into consideration that after the fiancee visa, Paul would need to apply for FLR, take care of you while you can't work, as well as pay for a wedding...

    and you're right.. Paul's bank statement should not, as much as possible, show overdrafts... take note that the most important bank statement here is Paul's because he is your sponsor... if you have enough money, you can pay for the ticket or the fiancee visa.. that will help Paul "lessen" his burden... i paid for my visa and that helped a lot with the other expenses like the wedding and the FLR...

    you still got time... just take it slow ;)
  19. globe
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    globe Member

    Hi Dennie what the ECO is trying to see is you will be able to look after your self.

    As Micawbr says you need to show you have enough spare cash each month of around the income support amount.

    But I think many of those who have gone though the process would advise you have savings. It costs quite a bit to help someone settle and 2 thousand pounds would be very useful in helping you settle.

    You will need new clothes, cooking untensils, mobile phone, spending money, money for travel

    If you do have savings as Keith Angel mentions these can be included its only normally the British Partners avings counted as foten the Phill partner does not have much but this is not always the case.

    If you have doubts with the money you have avaiable then show by working though all the figures that you will cope and manage.

    FlogreW makes a good point dont rush take your time easy to say but its true. If you rush things now and then suffer it may affect you for years. You both love one another so are not going anywhere :)

    Good luck and I hope things work out for you very soon :)
  20. oss
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    oss Somewhere Staff Member

    Like me in the Phils, Ana has all her winter clothes and stuff here already, all my good weather stuff and swimming stuff is in the Phils, all her bad weather clothing is in the UK :)

    I think that another visit would be a good idea too Dennie, makes it clear that it is a solid relationship.

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