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Home contents insurance rip off

Discussion in 'Rant and Rave' started by bigmac, Sep 3, 2021.

  1. bigmac
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    bigmac Well-Known Member Trusted Member

    i deliberately set a high voluntary excess--to bring the premiums down--but now i find it makes virtually no difference
  2. oss
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    oss Somewhere Staff Member

    I usually do the same, in the unlikely event I am burgled I will accept the risk of some loss, but if the place burned down I want enough compensation to get myself set back up properly, so a decent amount of cover with a fairly high excess in order to get the lowest premium.
  3. JohnAsh
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    JohnAsh Well-Known Member Lifetime Member

    :D
  4. John Surrey
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    John Surrey Active Member

    Yup... my place was 999yr leasehold so the buildings were probably covered by the owner of the leasehold - so the contents on top were probably not significant.
  5. bigmac
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    bigmac Well-Known Member Trusted Member

    do you own or rent your home ?

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