just a thought

Any views on form filling, whos writing should they be in ie the financial form asks about your sponsor,as I am the sponsor should I fill it in or Juby? this is from the agency point of view

The visas are for people in the Philippines so it should be the wife who will fill it in.
To assist her to get her visa, you will have to send her a letter signed by you explaining that you are her sponsor.

Juby can fill it in, she is the one that is applying.

The sponsors letter is not a UKVI requirement but we all seem to have written one

At the end of the day the financial requirement form determines that your sponsor can provide for you, you can put anything you want in a sponsors letter but the UKVI wants financial facts with official documentation from banks, employers and the like to back it up..

I am playing safe and sending K copies of the forms with what |I think are the right answers.

Having to make the application "on line" is a real pest because her Internet access is very poor

Its only the personal details form you fill out and submit online, the financial requirements form will be submitted in person by K at the VFS office.

Myself and a few others here at BF had a bit of a time trying to pay online for the application, I understand your concerns about a poor internet connection that could maybe fall over just as you are paying.

Thanks. Can I pay from here using my card?

Yes you can, that's what I did, just get the account details and password from K that she will have set up on the VFS website and you can login and pay.

Thanks!

My remaining problem is going to be getting the acutely technophobic K, who won't even use Facebook, and whose passwords I keep for her because she always forgets them, to set up an account...

... ah well, step by step - first step, as she says, is IELTS...

Can you set-up the account and give her the password, keeping a copy yourself?

Thank you; that is what I will do.

For a woman who worked in the film and televison business for some years, and is good with a camera, she is amazingly technophobic!

Most of our forms were filled out by a 3rd party. My wife signed them.

Perhaps she is selectively technophobic?
"Please carry me through that water, darling. There maybe a snake in there".

Whats the thoughts on submitting all photos of visits, the uk house on a memory stick to support our visa application, viruses spring to mind!

Not allowed John, just stick with the good old A4 sized paper, you can fit four or six photos on one sheet of paper, put a little caption underneath each one too stating where and when it was taken.

They dont seem to accept that form of submission.

As Timmers says, they simply prefer ye ancient method of sticking them on A4. No doubt eventually, in the next century, they will change their policy.