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No Recourse To Public Funds

Discussion in 'UK Visa and Immigration Help' started by Micawber, Jul 15, 2011.

  1. Micawber
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    Micawber Renowned Lifetime Member

    So, your new UK visa has an observation or condition called "No recourse to Public Funds".

    So what does this mean? What are these mysterious "Public Funds" which are seemingly out of your grasp?

    Well, Public Funds include a range of state benefits that are given to people who qualify.

    It would be wise to take a little time to do some self-research a little about these Public Funds. At least to know that they do not include all the different kinds benefit that can be claimed and made payable by the UK Government.
    To really understand specifically what these Public Funds are, they are defined in paragraph 6 of
    the Immigration Rules.

    To guide you with your research the Home Office has produced a leaflet that nicely explains what Public Funds you can and cannot claim if the visa condition applies to you. It also explains what will happen if you break the condition

    That leaflet is called No Recourse To Public Funds

    Take a good look at the table on page 6


    There are many cases where you will not be able to make any claim for the benefits that count as public funds in your own name.
    But, there are some claims that can be made in the name of your UK Citizen spouse/civil partner that will not count as recourse to public funds.

    Child Benefit
    The UK Citizen spouse/civil partner can claim Child Benefits in his own name.
    See the HMRC booklet Child Benefit if you are coming from abroad or going abroad

    Also see this leaflet called Child Benefit -Getting your claim right
    Extract - "Who should claim Child Benefit?
    You should fill in this claim form if you are responsible for a child. You do not need to be the parent of the child and you may be able to get Child Benefit even if the child does not live with you. Only one person can receive Child Benefit for a child."
    Means stepchildren are included and can be claimed for.



    Tax Credits
    Tax credits were introduced in 2003, and the immigration rules were subsequently modified in 2005.
    The rule change in 2005 affects couples where one partner is not subject to immigration control (eg. UK Citizen or permanent resident).
    The rule addresses both working tax credits and child tax credits.
    Under the rule, a couple may claim both these credits without jeopardizing any immigration status of the person subject to immigration control.
    Means, a couple can claim child tax credits and/or working tax credits as long as one partner is a British citizen or otherwise exempt from immigration control.

    When claiming any Tax Credit your UK citizen spouse/civil partner should tick the box for himself as the claimant.

    Claims for Tax Credits are assessed jointly if you are living with a spouse or partner who is allowed to claim tax credits.
    It will automatically be a joint application at the request of HMRC and your name will therefore appear. This is not a problem for you.

    Here is some useful information from HMRC called What are Tax Credits and this page also has other useful links too.


    Now, there are some other benefits such as, Contribution Based Jobseeker's Allowance, Housing Benefit and Council Tax benefit which although may technically be claimed under certain very specific conditions,
    I would strongly suggest not to make any claims unless you are 100% certain of the appropriate legislation and can secure written confirmation of such from the legal teams of each concerned department.

    In other words, even it's possible it's safer to leave alone until you have your hands on that ILR

    Hope this will help some.
    Last edited: Jul 15, 2011
  2. Kuya
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    Kuya The Geeky One Staff Member

    Excellent post.... :like: Made this one a sticky as it will no doubt come in handy for some people.
  3. florgeW
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    florgeW Lady Mod Senior Member

    thanks for this one.. i can only "claim" maternity pay but simon can claim the tax credit.. but as to the child benefit, it is subject to how much the household income is, right?
  4. oss
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    oss Somewhere Staff Member

    From 2013 child benefit will not be payable to families who have one higher rate tax payer, this means that families with 2 earners who earn 41,999 pounds a year each, total income 83,998 pounds will get child benefit, families where one partner earns 42000 pounds and the other earns 5000 pounds a year will get no child benefit.

    Now isn't that just really fair :mad:
  5. Balot
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    Balot Active Member Lifetime Member

    so for example you got ILR status:)..is it ok to claim benefits like child benefit:erm: etc..?
  6. oss
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    oss Somewhere Staff Member

    Fairly sure you can Elley and child benefit is normally paid to the woman.
  7. Balot
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    Balot Active Member Lifetime Member

    hiya ossy;).. but in my case the husband is receiving hehhe well obviously for now as im on spouse visa..but ill suggest that when the time comes that ill be able..:D
  8. Micawber
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    Micawber Renowned Lifetime Member

    NO. Child benefit is not means tested (does not depend upon income)
    But see the post from oss. Even the household may have a joint income of £83,998 the child benefit will be paid.
    Welcome to UK. He he he
  9. Ruth Smith
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    Ruth Smith New Member

    Hello Guys,

    Im Ruth Newbie here......talking about childs benifits im kinda curious at the same time confused....lol
    Anyway Im applying for my son this month coming 24th Nov for his first time child british passport as he was born here in Philly,
    Next yr we will be settling to the UK as one family,would that be possible for my son to be entitled automatically for childs benifits there being a british passport holder and a son of british national??????????


    xxx

    great to hear ur opinions soon
    tnx

    regrds,

    Ruth
  10. Aromulus
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    Aromulus The Don Staff Member



    Hi Ruth and welcome aboard.

    In regard to your question, yes, your husband will be able to apply to receive child benefit for your son.
  11. KeithAngel
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    KeithAngel 2063 Lifetime Member

    Graet post peter cant give you rep nor anyone else??? but thanks good reading
  12. matt
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    matt New Member

    Hello to everyone here
    my name is matt and i am hoping for much help with my journey to bringing my woman to the uk
    my question is if you are in reciept off tax credits how do you satisfy the government you can support this woman
    i do have savings though?
    posted here as cant do a new post
  13. Kuya
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    Kuya The Geeky One Staff Member

    First of all welcome to British Filipino Matt :welcome:

    Now we are all in a little bit of limbo with respect to bringing our partners over here to the UK, I am also making prepareations to bring my wife over but the Government look set to introduce some changes with respect to the financial side of things (see this article for what has been leaked so far). The proposed changes would discriminate anyone in receipt to any tax credits, and are supposed to come into effect in June, though no official announcement has yet been made!

    As things stand right now you could be getting tax credits and still qualify under the current rules, tax credits are not deemed as public funds (as Job seekers Allowance and Income Support is) so currently you should be fine.

    Though, like I pointed out the Government are considering some pretty draconian rule changes in order to curb immigration to the UK. From what research I have done, it seems that net immigration is falling - just not fast enough to meet one of the Governments targets. So, they see the family visa routes as an easy target to pick on...

    About your posting problems.. You should be able to post a new thread, though you might not see it for a while as all newbies posts get thrown into a moderated list, it cuts down on spam. So please don't worry about that. After 15 posts or more those restrictions are lifted.. I've just checked and there does not seem to be a thread created by you! Did you get an error message?
  14. matt
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    matt New Member

    thanks Kuya
    i am so laid back and are pretty cluless so i have joined this site to seek help
    i have corresponded with my woman in the phills for two and a half years i have my own business also have my two boys living with me now hence i recieve tax credits i have savings of over 20.000 but dont know the correct road for me i am seriously in love with this woman she is all i want its like turning the clock back 30 years when we had morals here in the uk but sadly its gone with the times
    i am going on my first visit in august i have booked the flight and suddenly i find the nerves are kicking in this is reality its happening
    i dont know what to do to make this happen i thought i would marry her there and bring her back with me by the way her name is Grace such a beautiful name
    anyhow i am now feeling the nerves and dont want to make a mistake. any help and advise would be much appreciated
    also my brother has a good business and he would state he would give her a job please help me with advise as i am a first class worrier grrrr
  15. Kuya
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    Kuya The Geeky One Staff Member

    First of all, stop worrying! It does no good and you should really just get yourself over there and see how things are with you and Grace when you finally meet. I would bet that there will be a rush of emotions (there was when I met my wife for the first time) and it is easy to lose track of everything else.

    The main thing is you have taken the step to join this site and seek out information regarding the visa process. Knowledge is power, so read up what you can and we will be here to recommend where to look up facts and stuff to help you on your journey. As I said, the rules around the visa process may change soon, so I don't want to give you advice now that might not be true in less than a months time. So, as you are yet to go over to the Philippines, take the time now simply to make immediate plans, nothing too far off into the future. You might want to get married in the UK, or choose to marry grace in the Philippines. Personally, I chose to marry my wife in the Philippines as it worked out easier, but your circumstances might be different. That said, applying for a spouse visa is generally easier than a fiance visa, hence more and more people marry in the Philippines to overcome objections with visas.

    A job guarantee by your brother is not a tick in the box for a work permit, not any more! The Government has made it tougher for people on mid to low income level skills to enter the UK even if a job is waiting for them. This has had major implications on Indian restaurants who used to rely on Chefs from India, now they have to partake in the Governments "Curry Schools" and train up British people, as the job simply does not pay enough in itself to get a visa under the current rules (which changed very recently).

    However, as a British citizen we have two options! One, the UK visa route. Or, option two is the EEA visa route. The EEA route is when you move to another European country and your spouse or family member joins you. After all, under European regulations we all have the right to a family life. Problem is with this route you would need to leave the UK for at least 6 months and live in another EU state where your wife or spouse would join you, before heading back to the UK.

    But please, for now don't let that worry you. Read up on it, take as much of it in as possible but for now just focus on the short term. At least until the Government make their announcements and then we know what we will be dealing with.
  16. matt
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    matt New Member

    Thank you Kuya for all in fo i certainly dont want to move to a eu country i have my house here on a mortgage and my business but its not long now before i go to meet Grace i love her to bits she is so well how can i say ..just like we remember women 30 years ago here with morals and high esteem so hard to find here in the UK IF YOU COULD JUST ANSWER THIS QUESTION IS IT BEST ASSUMING WE ARE HAPPY to get married while i am there i fly on the 8th august so time is slipping away the reality is so close and if there is anything more i can do before i go the knowledge is the key
    thankyou again for all your help
    Matt
  17. Kuya
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    Kuya The Geeky One Staff Member

    Okay, if you plan to get married over there then it is essential that you plan ahead. You need to obtain a certificate of no impediment from your local registrar and if you had been married before your decree absolute will be needed also. Then a good three weeks before you go, you need to contact the British Embassy in Manila (details can be found here) or the consulate in Cebu to arrange a time and date to meet with them, showing them your paperwork and they will issue a Philippine CENOMAR (which is basically the same as a CNI).

    Here is a thread that should give you an idea as to what you need to do
  18. Howerd
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    Howerd Well-Known Member Trusted Member Lifetime Member

    I assume you already have flights booked for the Philippines? If so, how long are you going for? It takes time to get married, especially if you want a church wedding. If your bride-to-be is under 26 you will have to attend marriage counselling and if she is under 21 you will need her parents' permission. Any church you get married in, may have additional requirements (such as attending a seminar) which can delay things. Arranging a civil ceremony is much simpler and quicker.

    As Kuya has said, you need to get a Certificate of no Impediment (CNI) from your local registrar; this takes about three weeks I believe and this has to presented to the British Embassy in the Philippines who will issue another CNI which the Philippine Authorities will recognise. Once you get the local CNI and present it to the registrar in the Philippines there is a ten day wait before you can actually get married.

    Once you are married, it would then take some time for your wife to get a UK Visa. The marriage documents have to be registered with the NSO and then your wife would need a copy from the NSO in order to apply for a Spouse Visa. The visa application process can also take weeks or a few months, so no chance of bringing her back to the UK on your return from a first visit to the Philippines! You wife will, almost certainly, have to pass an English language test recognised by the UKBA. And, in order to actually leave the Philippines as a migrant, the Philippine authorities will require that your wife attend a CFO seminar.

    I would suggest that UK immigration authorities may view with some suspicion a marriage on a first visit; additionally, the income requirements may well be over £27k to bring your wife to the UK, if Theresa May gets her way. Being married to someone you have met once and with little chance of bringing her to the UK is not an enviable position to be in.
  19. matt
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    matt New Member

    Hi Howerd you have knocked the stuffing from me message by message seems its going to be so hard grrrr
    i am 52 my woman Grace is 43 i have booked my flight for 8th aug til 25th aug as i live alone with my 2 boys its the summer hols and my sister will look after them so i dont think now it is possible to marry Grace in this time you may think me a fool but i have talked everyday to Grace and i feel so much love for this woman but i am clueless on how to get her back here to uk with the least complications
    i am a business owner but am in reciept of tax credits due to its hard to put a massive amount of time to my business due to tending to my boys ie school run cooking etc but i am on top off my job as i am self employed my books will probably never look good to the right authorities can any one here help what is the best avenue for me i love this woman and i must say she has great morals its like turning the clock back maybe 20-30 years ago
    all help is greatly appriciated thanks for all you that reply yippee i know it can be some how
  20. Aromulus
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    Aromulus The Don Staff Member

    Marrying on the first trip is not unheard of, as there are quite a few precedents, our friend Tony for a start...
    As to the basic income, I wouldn't worry too much at the moment. If passed it will open too many cans of worms on the Human Rights issues.

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