So a thought just came to me. As part of our further leave to remain visa, we are required to pay for IHS. If we are already working by the time we apply for the second FLR M and have been paying taxes and NI, are we still going to be required to pay IHS? And if yes, why is such the case? Just trying to understand the process. Thanks!
Yes you are still required to pay the surcharge. Before you get any benefit out of paying NI contributions you have to accrue a couple of years worth of contributions, for example if you had only been paying NI contributions for 6 months and then you went to claim unemployment benefit you wouldn't get anything. One good thing for you young girls, once you have paid NI for 30 years you will have a full UK state pension entitlement, half for example if you only work for 15 years. I personally think the surcharge is good value for money, a few hundred quid wouldn't buy you much healthcare if you were to pay at point of care. Another thing about pensions, you will enrol in a work placed pension with the company you are working for (new ruling a couple of years back) and will have chance to contribute a small percentage of your salary (company + you), this pension will be on top of the state pension, more you pay in the higher the monthly payments are when you retire, hopefully
Thanks @Timmers! So my guess is that since we paid for the IHS surcharge that we should be eligible for whatever treatment here correct? Or are there limitations? Or maybe it is just my surgery screwing up. Been waiting for more than 2 months now for referrals that they told me should only take 2 weeks.
Because you now have the FLR(M) you are as entitled to unlimited NHS treatment without cost, you can also have free dental treatment too but a lot of people tend to go private. My wife has now been waiting over 2 years for a gall bladder removal operation (non urgent), the operation has been cancelled two times now just days before the scheduled operation. I can assure you that if you require any urgent attention then you will be treated immediately.
£1000-----for 5 years medical care. got to be great value. oh bugger it--i shouldnt have said that. now they will put the price up.
