We decided we won't avail DLA exemption on our financial requirements because my fiance's income from his personal pension, and government allowances combined exceeds the 18,600 Gbp but I am a bit confused how to present this. Mr.Nickel is still working and all those financial streams i mentioned goes into his main Bank account together with his ( salary now as he is still working part time), which we did not include in our FINANCIAL STATEMENT, but can be seen on the Bank statements that we will be submitting. I'm not sure if there's a thing to be concerned about this?The BS does not coincides with our income declaration.Any thoughts?Should i worry or just leave it that way. Mr.Nickel's thought is... so long we satisfy the financial requirement, there's nae a thing to worry about.
Yes and no. The Financial Requirement must be satisfied but in very specific ways. Just for interest why have you given up on the DLA exemption route ? Concerning using a Pension:- The evidence required to demonstrate Pension income is specified in Appendix FM-SE: 10(e) To evidence a pension, all the following evidence must be provided: (i) Official documentation from: (1) The Department for Work and Pensions (in respect of the Basic State Pension and the Additional or Second State Pension) or other government department or agency, including the Veterans Agency; (2) An overseas pension authority; or (3) A pension company, confirming pension entitlement and amount (and, where applicable, reflecting any funds withdrawn from the pension account or fund in the period of 6 months prior to the date of application). (ii) At least one personal bank statement in the 12-month period prior to the date of application showing payment of the pension into the person's account. Here's a table showing which source of income can be combined and those that cannot. Income from the following sources will not be counted towards the financial requirement: Income-related benefits: Income Support, income-related Employment and Support Allowance, Pension Credit, Housing Benefit, Council Tax Benefit or Support (or any equivalent) and income-based Jobseeker’s Allowance. Contributory benefits: Contribution-based Jobseeker’s Allowance, contribution-based Employment and Support Allowance and Incapacity Benefit. Child Benefit. Working Tax Credit. Child Tax Credit. Universal Credit. Unemployability Allowance, Allowance for a Lowered Standard of Occupation and Invalidity Allowance under the War Pensions Scheme. Any other source of income not specified in Appendix FM-SE as counting towards the financial requirement. Sorry if I haven't understood your circumstances correctly, the key issue from a financial aspect is selecting the appropriate category and following exactly the evidential requirements.
Thank you @Micawber for showing us this,and let me be specific where his pensions came from 1) BP PENSION 2)DWP 3) DLA .Since these 3 streams is enough,we decided to go for the regular fiance visa,providing also a document from BP as requested by Mr.Nickel,that in case something happened to him,me his future spouse will get a certain amount as surviving spouse pension...so as not become a dependent to the government 's aide.All these documents are now with me,getting ready for filing.PLEASE NOTE:WE did not include his part-time job income which is more or less 11k My questios are....,if you're in our shoes,would you still ho for exemption or just the regular? Should we need to include his additional salary which is in his B/S too? Actually,there's no particular reason why we did not go for exemption,its just that, he thinks he's hot enough even for regular route. This is the only gray area we worry about.
If he has 3 pensions which when combined are already above the income threshold there's no problems from the financial side. Just follow the specific requirements for Category E Look under section 8 Pensions here:- https://www.gov.uk/government/uploa..._FM_1_7_Financial_Requirement_August_2015.pdf All looks very straightfoward
@Micawber,yes we don't have problem with the financial threshold,what I am confused about is about the bank statement as it also bears his income from his part time job,which we did not include anymore ...the salary comes in weekly ...and "bank statement balance does not coincide with what we put in,"thus made me a bit worried if IT'S A THING OF CONCERN ? I hope there's one who's got the same scenario like us ....and turned out successful.
