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Uninsured vehicles subject to new rules and fines

Discussion in 'Warnings and Dangers' started by Micawber, May 23, 2011.

  1. Micawber
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    Micawber Renowned Lifetime Member

    Motorists are being reminded that a new law comes into force in a month's time which will require them to make sure their vehicle is insured.

    An advertising campaign is being launched to publicise the change, which means from 20 June people can be fined without actually driving the car.

    There are estimated to be about 1.4 million motorists without insurance.

    At the moment uninsured drivers are prosecuted only after they have been caught actually driving.

    Although police cars have number plate recognition technology which can check cars against a database, it still requires police time to enforce.

    The new offence will allow motorists to be prosecuted for simply owning a vehicle without insurance.

    Letters will be sent to drivers and, if they do nothing, they face a £100 fine followed by court action.

    If the vehicle remains uninsured - regardless of whether the fine is paid - further action will be taken. If the vehicle is on public land it could then be clamped, seized and destroyed.

    Alternatively court action could be taken, with the offender facing a fine of up to £1,000.

    Motorists who have declared their car as off the road will not be fined.

    'Nowhere to hide'

    Ministers say the change will allow police to concentrate their efforts on hard core offenders, who drive unregistered cars which the automatic system will not be able to trace.

    Road Safety minister Mike Penning said: "Uninsured drivers are a danger on our roads, killing 160 and injuring a further 23,000 people each year, and they cost honest motorists £500m in extra premiums.

    "That is why we are introducing this tough new law which will leave uninsured drivers with nowhere to hide.

    "Our message is clear - get insured or face a fine, court action or seeing your car seized and destroyed."

    Ashton West, chief executive at the Motor Insurers' Bureau, said the change in law is a "stepping up of enforcement activity".

    He added: "Now the registered keeper must make sure that their vehicle is insured all the time.

    "Around four percent of vehicles have no motor insurance at any given time, and this needs to change so that is why this new enforcement approach is so important."

    Source:-
    http://www.bbc.co.uk/news/uk-13493056
  2. Jim
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    Jim Well-Known Member Trusted Member

    Also, put the right to drive in the UK up to twenty one years of age. Same with drinking alcohol too.
  3. KeithAngel
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    KeithAngel 2063 Lifetime Member

    It would be safer to make the age 50 and any one younger £5000 insurance ...........make it a lot less congested to:)
  4. PeterB
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    PeterB New Member

    I have to say that I've encountered a great number of inept older motorists, and not just in Philippines!

    True! I have to say that I received quotes of over £3000 for insurance when I was a few months off 50, and that was after my maximum ncd deduction. My fault, I guess, for buying a Grp 20 car! ... and my son was hoping that I'd give the car to him when I left UK!
  5. oss
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    oss Somewhere Staff Member

    Wow seriously? I used to pay about 440 a year when I had a Group 20 vehicle think it started out at about 500 ish when I bought the car aged 45.
  6. graham59
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    graham59 Banned

    Classics are the cheapest. My group 20+ car (TVR) costs me £160 a year to insure fully comp, 5000 miles a year, but not much more for extra miles.
  7. KeithAngel
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    KeithAngel 2063 Lifetime Member

    I just got mine down to 334 from 450 with the co-op been with them since 02 but every year service and content go down and costs up

    I would recomend checking N.U.F. there total credit price for the year was £4.25 or near very good Co-op wanted 43 quid credit charges

    By the by excuse my absence but working in fields and cant realy get my head round the cell version
  8. Micawber
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    Micawber Renowned Lifetime Member

    I am lucky enough to be a member of CSMA (Civil Service Motoring Association)
    Means I have access to highly competitive motor insurance.
    My fully comp and fully loaded insurance is now increased to £176 for my MB S320 limosine. (limited to 10,000 miles pa)
    I'm very happy with that. Thanks to all. ;)
  9. oss
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    oss Somewhere Staff Member

    My current vehicle is a Honda Accord, quite old now but still costs me 350 quid a year fully comp, main reason being is it's rare, group 15 and American built and the parts are hard to get sadly.

    You would think when your car gets to 10 years old or so that they would give you a bit of a break but no sadly that does not happen, I kept this one this long because I never saw anything else I liked apart from my S2000 and when the S got sold I just thought I would not get as good and reliable a car again so no point in getting rid of the Accord.
    Last edited: May 31, 2011

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