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New Member here

Discussion in 'Introduce Yourself' started by gaz0007, Nov 3, 2013.

  1. gaz0007
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    gaz0007 New Member

    hi Everyone ,im gary and totally new to this area of dating.I would really like to eventually marry a Filipino women but it looks a real mine field .The part im the most concerned about is the proving your income part.
    Im self employed and own my fish and chip shop.,i work under the vat threshold of 73k i think it is .Like most i put a bit to the side but not too much,so my gross takings are about 31k.My actual gross is near double that but officially approx 31k .(some might frown on this but to be honest i wouldnt make a profit if i didnt ).

    So for me to proove my income over £18,600 gross would i be ok ,im not good with this sort of thing.Im asking because i wouldnt want to go down the road of getting to know a lass then it all messing up at the end.

    I have found this site very useful and i didnt even know any of this till i found it on here .
  2. yuna
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    yuna Cat Lover Staff Member

    Hi Gary :) welcome here :welcome:
  3. Aromulus
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    Aromulus The Don Staff Member

    Hi Gary, and welcome aboard.:like:

    Looks like you already made an impression on our Yuna.........;) Lovely lass..

    Ok, I really don't see any problems with that kind of income ...

    have you been to the Philippines yet, have you already met anybody...???

    LDR can be blue murder on relationships, and only the strong ones survive the course.
    So I wish you all the best in your quest.
    Do we get discounts...?? You can put some extra mushy peas on my chips... Hold the salt............
  4. gaz0007
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    gaz0007 New Member

    hi Yuna and Thanks.
  5. gaz0007
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    gaz0007 New Member

    hi Aromulus lol,+ cheers yep all members free stuff lol.
    I have only chatted breifly to the odd filipino but nothing serious as yet.
    So regarding the income thing ,they just go off gross income not net because obviously my net is very little.

    I havnt been to fili as yet and i dont think i would until i had been chatting to a lass seriously first.The reason im drawn to filipino women is the warmth they seem to have ? compared to british women .Im currently seperated from my wife but divorce should be straight forward and not even using solicitors.The situation with me is my wife though we have been married nearly 20yrs i dont think she really ever loved me .She was at solicitors in less than 1st year of marriage but because i made a life long commitment to the marriage i didnt quit.We had a 7 month split 10 yrs a go and about 19 mini splits like say 4 days long.In the end its killed it for me and i cant do that any more.
    The thing i like about filipino women is quite a lot have in their profile they want a life time marriage and this appeals to me.
  6. Aromulus
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    Aromulus The Don Staff Member

    The income... ;)
    You will have to find a way, between you and your accountant of showing earning a bare minimum of 18.600 quid per annum, this a net figure.

    As per chatting online with someone, I have to warn you now, so that you don't fall into some trap.

    Irrilevant of the seriousness of whatever calamity the girls you chat with seem to be befallen with..... Do not send any money

    Until you have actually met her, and ascertained that she is kosher, and not a scammer, I would refrain about offering any finacial help.
    I would suggest you read up, in between frying times, our comprehensive http://www.euro-pinoy.com/

    The Filipina, is warm, hard working, lively, demure, but not subservient. She makes the family what it is, and takes no prisoners in its defense.
  7. Anon220806
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    Anon220806 Well-Known Member

    Hi Gary. :like: One of the few foods my wife actually likes here is good old british fish and chips. :brit:

    And I am planning on taking her for fish and chips for her birthday, which is soon. :D
  8. gaz0007
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    gaz0007 New Member

    just to add ,im on filipina love links site im not sure if its a good one or not .I go for the free to message sites as a rule.Is there any filipina dating sites that appear to be most popular ?
  9. gaz0007
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    gaz0007 New Member

    Thanks John
  10. gaz0007
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    gaz0007 New Member

    Thanks Aromulus,so on the income thing sorry to go on about it.Ok i need to show them proof of taking say £18,600 net minimum but what proof is usually enough ? actual tax return or just accounts from accountant ? Obviously accounts can be played with.,but i wouldnt want to show 20k net to taxman.
  11. gaz0007
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    gaz0007 New Member

    I respect that attitude and im not the sort who takes advantage of a nature of this kind.
  12. Aromulus
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    Aromulus The Don Staff Member

    Employed people have to supply 6 months of salary slips, and P60....

    I do not think that the taxman would be getting involved in immigration matters....
  13. Anon220806
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    Anon220806 Well-Known Member

    The books that you use for accounting puposes are the very ones you would submit, I believe. In other words, the one you present to the tax man. Correct me if I am wrong, anybody...
  14. Aromulus
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    Aromulus The Don Staff Member

    It is a start, I suppose, but you could do much better than that.

    We do have a couple of single girls on the site and I am sure if you open a new introduction thread, sooner or later someone will pop up.
    The problem with those websites is that is rife with scammers looking for the next sucker to turn up. And it gets very difficult to sort the chaff out, because basically all profiles look more or less the same, one indication could be that the picture shows a some kind of goddess, chances are the picture has been lifted from famous actress's online profile, which you wouldn't know anyway, unless you google for a while...

    So, go to some Catholic church for a few sundays, try to make friends with filipinos, make yourself trusted, and sooner or later some introduction will turn up.

    Drinking and swearing are a turn-off..........
  15. KeithAngel
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    KeithAngel 2063 Lifetime Member

    :welcome:

    Whilst Dom is correct and the best way of all to meet Filipinas is to go to the Phils , having researched properly

    The online method is fraught with issues however with a bit of preperation this can be overcome.

    There are a number of red flags that will show up, Asking for financial help quickly is one If you find yourself in the beginings of a strong online connection and you are asked to commit and be exclusive a second profile can check if this is reciprocated or not.

    Most filipinas will be limited in there on line presence by work acsess and or finance as its still not normal for most of the population to have net in the house.
  16. gaz0007
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    gaz0007 New Member

    So anyone on here self employed ? and what proof of income did you use ,ie accounts done by the accountant like you would show to a person buying the business (can easily be sorted) or did you have to show tax return specifying the income and tax.
  17. gaz0007
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    gaz0007 New Member

    Thanks for all the advice Everyone im taking notes.
  18. Anon220806
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    Anon220806 Well-Known Member

    Yes. I believe that to be true. You present those very books. The UKBA arent interested in your tax per se. But it wouldnt be sensible to present 2 sets of books.

    There is a potential dilemma. You want to minimise your income for tax purposes but maybe want to also maximise them to get above the UKBA minimum threshold. You truly need to "balance" your books in this case. As far as I know you cannot compile 2 sets of books for each of the two government parties.
    Last edited: Nov 3, 2013
  19. gaz0007
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    gaz0007 New Member

    Thanks for the help,what i will do is contact my accountant and see what he says .Hes married to a greek and that would have been before EU job.
  20. gaz0007
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    gaz0007 New Member

    7. In respect of self-employment in the UK as a partner, as a sole trader or in a franchise all of the following must be provided:

    (a) Evidence of the amount of tax payable, paid and unpaid for the last financial year.

    (b) The latest:

    (i) annual self-assessment tax return to HMRC (a copy or print-out);
    (ii) Statement of Account (SA300 or SA302); and,
    (iii) the same for the previous financial year if the latest return does not show the necessary level of gross income, but the average of the last 2 financial years does.

    (c) Proof of registration with HMRC as self-employed if available.

    (d) Each partner's Unique Tax Reference Number (UTR) and/or the UTR of the partnership or business.

    (e) Where the person holds or held a separate business bank account(s), bank statements for the same 12-month period as the tax return(s).

    (f) personal bank statements for the same 12-month period as the tax return(s) showing that the income from self-employment has been paid into an account in the name of the person or in the name of the person and their partner jointly.

    (g) Evidence of ongoing self-employment through evidence of payment of Class 2 National Insurance contributions.

    (h) One of the following documents must also be submitted:

    (i) (aa) If the business is required to produce annual audited accounts, the latest such accounts; or
    (bb) If the business is not required to produce annual audited accounts, the latest unaudited accounts and an accountant's certificate of confirmation, from an accountant who is a member of a UK Recognised Supervisory Body (as defined in the Companies Act 2006);
    (ii) A certificate of VAT registration and the latest VAT return (a copy or print-out) confirming the VAT registration number, if turnover is in excess of £73,000;
    (iii) Evidence to show appropriate planning permission or local planning authority consent is held to operate the type/class of business at the trading address (where this is a local authority requirement); or
    (iv) A franchise agreement signed by both parties.

    (i) The document referred to in paragraph 7(h)(iv) must be provided if the organisation is a franchise.

    8. In respect of self-employment outside of the UK, evidence should be a reasonable equivalent to that set out in paragraph 7.

    9. In respect of income from employment and/or shares in a limited company based in the UK of a type specified in paragraph 9(a), the requirements of paragraph 9(b)-(d) shall apply in place of the requirements of paragraphs 2 and 10(b).



    Earlier it was said that the £18,600 financial requirement was net ,from what i have read on UKBA site it appears to be Gross figures they are quoting.

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