so as long as it is gross then my gross is high enough at 31k .Its most likely to be gross anyway if you think about it .This is self employed though as an employee it might be different might not . ie say i had a 60k gross but net could be near nothing after buying a van or other items ,rates ,water wages etc because traders want the figure as low as possible net .
see here ,no mention of it being net . 2. Calculating the financial requirement 2.1. Unless exempt (see section 3.6 of this guidance) there is a minimum income threshold that must be met. The minimum income threshold for a Partner applying from 9 July 2012, without dependent children, is £18,600. 2.2. However, where the application includes sponsorship of a child at the same time (or at any time before the applicant reaches settlement), the minimum income threshold increases and there is a higher financial requirement to be met. 2.3. The level of the financial requirement to be met in cases involving dependent children varies and is determined by the number of children who already have leave, or are applying for leave, at the date of application. 2.4. An additional gross annual income of £3,800 is required for the first child sponsored in addition to the Partner and an additional £2,400 for each further child. The level of the financial requirement will therefore be for example: Partner with no children – £18,600. 1 child in addition to the partner – £22,400. 2 children in addition to the partner – £24,800. 3 children in addition to the partner – £27,200.
I just found this interesting article aswell ,first not this spouse visa was rejected due to the obvious but it clearly states gross income and it was for an employee aswell.So looks like gross all the way NOT net. Secondly ,any news on the court ruling on the financial income threshold .? 22 August 2013 Our Ref: VISA APPLICATION FORM************* Dear Mrs***************** Your application for entry clearance/leave to remain under paragraph EC-P.1.1 of Appendix FM to the Immigration Rules has been considered. Your application falls to be refused solely because you do not meet the evidential requirements under Appendix FM-SE for the income threshold. The documents and or information missing are as follows: The employment letter from ************* Store confirms your sponsor’s employment, employment type, length of employment but does not confirm his gross annual salary or the length of time that salary has been paid. I note that your sponsor’s P60 for the previous financial year shows a gross annual income with the same employer of £11,751. This application was made on 30/5/13, the most recent pay slip for April 2013 has not been included. A decision on your application has therefore been put on hold until the Courts have decided the outcome of the Secretary of State’s appeal in a legal challenge to the income threshold requirement. More information about this hold on decisions is set out on the Home Office website. Your application will be reviewed and a decision taken on it once the outcome of the legal challenge is known. This may not be for several months at least. In the meantime, if you submit any further information or documents relating to your circumstances, and/or those of your sponsor, as they were at the date of your application, or in the relevant periods prior to that date, this will be considered. If, on the basis of this further information or documents, your application meets all the requirements of the Immigration Rules, a decision will be taken on your application and it will be granted. Alternatively, you can withdraw your application at any time (and any document(s) submitted with it will be returned to you) and you can pay the relevant application fee and make a fresh application. You may wish to consider doing so for example if you wish to rely on a change in circumstances since the date of your application or on the fact a requirement relating to a period of time (for example, in respect of employment or cash savings) is now met which was not met at the date of the application. If you withdraw your application, you will not be refunded the application fee. Yours sincerely, ********* Entry Clearance Officer UK Visas and Immigration advice much apriciated!!thanks
welcome to the forums! do you have fat or thin fries in your shop? LOL aside from meeting girls online and going on a trip to the Philippines, I guess you also have to consider the kind of woman you want to be with. Not everyone you meet will be your idea of a typical Filipina. Whilst I am not Filipino by blood, I was born and raised here in Manila and my husband has mentioned time and time again that I think independently and assert myself like a typical Englishwoman but I am also sweet and caring and very into my culture and beliefs. A mish mash of both sides I guess. You also have to take into account that especially in the lower class, you would have to help support your inlaws, your nieces and nephews, cousins and what nots. They would also expect you to foot the bill with everything if you are in the Philippines. "Borrowing" money is also very common but don't expect them to return it. But people in the Philippines in general are very caring and will take care of you. That is one thing my husband appreciates with me and I spoil him rotten with good food, clothes and love
Gaz my view is that turnover is not income. After your business has paid its bills, invested etc what you have left is money available to you "income " on which you pay tax N.I. etc You might want to talk to your accountant about changing your model to a Ltd company and becoming PAYE for example, expences miliage @ .45 per mile is also not income although there may be an unused element
As you have discovered, the specific rules for those who are self-employed can be a little complex and confusing. If you feel comfortable with your own research and understanding that's fine. If there is any doubt at all I suggest to you that it may be worth spending a small fee for a good professional consultation. You'll find there are two categories:- - Category F - you are in self-employment at the date of application and using income from the last full financial year to meet the financial requirement. - Category G - you are in self-employment at the date of application and choose to use an average of the income received in the last 2 full financial years to meet the financial requirement. Taxable income for Self-Employed is revenue less business expenses. If your business accounts show that you are being taxed on an amount less than £18600 then the application will fall for refusal.Period. Quite a significant number of folk have slipped up on this. If necessary take a serious look at adjustments to your business expense structures and 'tax-breaks' so that your taxable income is at least £18600. Sounds strange but be aware. You personally will be trying everything to keep your taxable income to a minium. Compliance with immigration requirements means not dropping below that £18600 taxable income. You're at very early stages yet to be seriously considering immigration rules which tend to change quite regularly. Besides which, right now the current income thresholds are being reviewed. Latest reports indicate that The High Court has urged the Home Office to lower the £18600 threshold to about £13,000 a year. The government is appealing against this.
We had an unsuccessful and then a successful fiance visa application.I am self-employed, and one of the reasons we were unseccessful first time was lack of proof of income. If I were you I would submit absolutely EVERYTHING you can think of to cover the last 3 financial years. Tax Statements, Accounts & invoices, Tax Returns, Proof of NI contributions,(statements can be ordered from them as the standard letter from them might not be sufficient) Business Account Bank statements with all payments and NI Contributions highlighted, A letter from your accountant detailing your payment history etc. Letters from anyone who you do work for might help too if you can get them. SA302s Basically don't shirk on anything!
I know what you mean but gross income in business is the gross profit then you take off expenses like phone,gas,electric etc. and finsh with the net income that you are taxed on. As an an employee they seem to go on gross pay before deductions so might be same for self employed . Does anyone actually know fort sure ? as net profit is a lot different to gross but i havnt seen net income mentioned at all on ukba site.
It is NET profit that they go on. That is the amount you are taxed on. So with self-employed and employed people it goes on taxable income.
I think your right ukba should make it very clear but i guess they dont on purpose not very serprising.I noticed in a thing i put on here last night about the threshold appeal.Personally i think its barbaric what they have the threshold set at now ,its like saying one person needs £18,600 to live ? how many people in the uk are below this level ? millions.Even 13k would be high it should be at nearer 5k/6k.
good advice ,Thanks.I know im in very early stages of everything but i need to make sure on all this before i even attempt to build a real relationship to a filipino . ps Congrats on successfully getting your visa.
One major plus at the end of this process is you will both (presumably) be able to work together. Filipinas generally apon relocating dont do well left on there own for extensive periods.Your business is ideal and your potential wifes income is another tax break
It's easy enough to get everything. Just as long as you know what you need. At least I now have a good idea of what will be insufficient and what will be enough, so I'm probably a bit of an expert on the self-employed thing now!! I find it amazing that they will let anyone into the country who has certain qualifications, but try their damnest to stop people's spouses and fiances coming here. But what can you do?
Yes, I agree, it's most often the case that Filipinas have many challenges in the UK relocation process. This is exacerbated (in my opinion) by arrival under Fiancee Visa as they are prohibited from employment or voluntary work until the FLR(M) is granted. Being alone and missing the social and family contacts and also the familiar foods can create real homesickness and stress.
It makes sense that it is net profit as presumably the idea is to to not give any advantage or disadvantage to the self employed. Basically a before tax figure of what you pay yourself. Like I said earlier, you have to decide what you pay yourself and therefore need to be mindful that that figure is the same for the revenue boys as for the UKBA.
Thanks a lot ,sounds about right for the UK way of doing things. As a last resort ,i could possibly borrow 63k off my Mum for 6 months lol but it would take some serious grovelling .Then i wouldnt have to even put in my income paper work i presume ?
Hello & Welcome Gaz I was and am a director of a PLC and when my wife applied for the spousal visa, I made sure my personal income was shown in preference to the income from the company. I also showed the income from the company. I didn't think that would hurt anything!
Im a warm hearted guy and i would do everything possible to avoid any isolation issues. I think it would feel really weird having a Wife thats possibly interested in my work because my soon to be x wife kept away as much as possible happy to see me going to work 70hrs a week.The fact is i think the x probably only spent at most 5 days in the shop in a full year.
