hello everyone, as promised here is a update on Haidee and myself and our first meeting in Cebu City, after 19 hrs traveling for me London to Cebu and 24 hrs for Haidee Moscow to Cebu we finally met at Cebu international Airport on the 9th June. we spent 3 1/2 weeks traveling round, 10 different hotels and four islands. spent sum quality time with Haidee's family, they made me very welcome once they realised I was not just a player looking for sum fun. without boring you all with details of the holiday and our meeting, other than to say it was unbelievable in every way. I will now tell you of our hopes and plans for the future. We intend to apply for a Fiancée Visa get married and live happily ever after. but first we have to try and understand the requirements for the visa and if we can meet them, Must say just looking at the number of things required makes my head spin. Haidee is now back at work in Russia so everything will have to be done there, I have a quite a few questions that I hope you can help me with, but not sure if this is right time or place to ask them. but I will ask a couple that are worrying me. the £18,600 income I live in my own house. ( paid for in full ) I have my pension and a part time job. I also have sum savings. But I do not quite have a income of £18, 600. per year, A friend said to rent my house out,, then rent another one to live in that would the put me over the £18.600 per year, But then I would have to pay tax and live in another house just to meet the £18.600. Any advice Dondee
You could sell your house, put the money in the bank for six months and use £62,500 to meet the financial requirement with cash savings only, meantime you would have to rent a house. Buy a new house when the loved one arrives in the UK and have married and secured the first FLR(M). Note that when you apply for the second FLR(M) after 2.5 years you will then be able to use your then wifes income to help make up the financial requirement.
Also note that if you are just short of making the financial requirement of £18,600 then you can use any savings above £16,000 to help make up the short fall. @bigmac will explain that for you in more detail, I hope For example if your salary and pension came to £16,00 pa then you would need £22,500 in the bank that had been held in your account for six months to make up for the £2,600 shortfall in income.
I've found a calculator here, take a look at the link and use the calculator to calculate how much savings you will need to meet the financial requirement of £18,600 http://crossborderlegal.co.uk/content/spouse-visa-income-threshold-savings-calculator/
Hi be very careful with one off lump payments into your account I read somewhere in my reading up on spouse visa that these types of payments are generally viewed with suspicion and often discounted!
If a payment into your account is from a legitimate source as in selling your house then I doubt the UKVI could question it.
Don't disagree just raising the caution ie if you sell up downsize to you and I makes sense and hopefully to them if you sell up and move into rented they may question the rental history as I say just raising thee thought bubble
If you have some savings it might just be enough to make up the shortfall in your income. But as Timmers indicates, there is a minimum amount of savings and then a calculation after that. Its in the 1.7 Annexe document. Financial Requirements https://www.gov.uk/government/uploa...pendix_FM_Annex_1_7_Financial_Requirement.pdf Section 7
Justified point John, you have to be careful where the money comes from, there has to be an official bank trail to satisfy the powers that be namely the UKVI. I think its a great gesture and a sure sign of intent to sell your house to ensure the loved one gains the entry visa.
So from the table, if you had cash savings of £25000, you could combine that with an income of £15000 pa
No fault of your own bigmac, at least now you are resorting to plan B which will take you over the finish line before you know it.
can you be specific about your pension and gross part time income amounts? then we can calculate how much cash savings you need. for whats its worth--my sole income is state pensions----so i need about £43k in the bank.
yes--on that score we might yet go for fiancee visa as soon as she gets her TB cert---could be here sooner than me going over there to marry and her apply for spouse visa. also--i checked skyscanner today-----flights have gone sky high
-i checked skyscanner today-----flights have gone sky high hmmph--someone on here said to clear cookies--which i have--prices come back down again. rat is smelt.
It's all rather confusing? For example if my yearly salary falls into the £22,400 category, do I need any savings? What's it mean you have to have £16.000 in savings?
